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What we know at the moment about the recommendations agreed in the Toledo Pact represents a stone in the future of workers, a stone that should be "touch" to begin the mobilizations against, before they become law after its passage through the Cortes, and the unions and the workers themselves should immediately put themselves into it. Let us remember, first of all, that the PdT is composed only of deputies belonging to political parties with parliamentary representation in the proportions in Congress, and the recommendations do not always correspond to the will of the parties in the Government. Without wanting to ignore the benefits proposed by the Toledo Pact (increases in pensions to the CPI although NEITHER ARMORED IN THE CONSTITUTION NOR BY LAW, gradual recovery of the "piggy bank" of pensions, State transfers instead of loans, dedication of contributions only to contributory benefits, proposal to improve the lower pensions, although without mentioning the equalization to the SMI, progressive equalization of the RETA self-employed regime with the General Regime, employment incentives for people over 55 years of age, people with disabilities and groups in social exclusion, the "orange card", the fight against the gender gap [without providing reduction formulas] or against fraud among others), we believe that other recommendations are regressive for workers: Transfer of Social Security facilities to the State and the CCAA.
This operation is proposed to eliminate the alleged debt of the SS with the State, the Court of Auditors having shown that it is false.
The SS would therefore be left without supporting patrimony. Modification of Article 109 of the TRLGSS.
This unnecessary modification is recommended in order to assume improper SS expenses by the State, when precisely this article obliges the PGE to make the necessary contributions to the SPP, something repeatedly defaulted by correcting the false deficits through loans instead.
of direct transfers. Calculation of the pension.
The minimum 15 years of contributions to access a pension are maintained, and 25 from 2022 as the calculation period, contemplating the evaluation of a progressive extension of the contribution period necessary to access the maximum pension, and it is recommended to consider the possibility choice of the most favorable years. Retirement age.
The PdT proposes to promote with better incentives the permanence of active workers and to favor voluntary extension beyond the legal age.
Early retirement would be "reserved", to reform the system, for workers with long professional careers (over 40 years of contributions), with forced retirement (JAI) or for certain sectors.
Possibly, for the rest, the penalties will be maintained or aggravated, which can reach up to 28% for life. Widowhood and orphanhood.
The PdT proposes reforms in the face of social changes in recent years, conditioning the perception of widowhood to having other income, the number of children or age.
In return, the PdT "urges" to improve the protection of widows aged 65 or over without other resources through increases in the regulatory base (charged to the PGE), and to improve the amounts and maximum age of orphan's pensions. Finally, the PdT asks to analyze "the protective efficacy of those manifestations of the death and survival benefits established when there were no non-contributory benefits, so as to free the contributory system of coverage that must be accommodated at non-contributory or non-contributory levels.
assistance "(sic).
Do they refer to dependents, widows, orphans? It seems. Private business plans.
It is recommended to promote company pension plans ("complementary social provision"), similar to the EPSV of the Basque Country or to the English complementary system, transferring part of the tax benefits of individual private pensions to this PSC.
The implementation will be agreed through the corresponding Collective Agreement, so it will only benefit a sector of the workers, especially those of the large company, the companies themselves for the tax cuts that they will report and the managers of those PSCs: the majority Unions, Banks and Mutual Societies.
They would also mean the progressive gateway of private pensions in exchange for public ones, and even the "wedge" of the Austrian backpack. CONCLUSION The PdT has issued a series of recommendations aimed at ensuring the structure of the Public Pension System by eliminating the deficit, exchanging loans for transfers in accordance with art.
109 of the TRLGSS (to later modify it? For what purpose?), And the transfer of improper expenses to the General State Budgets. For pensioners, faced with our pressure with continuous and persistent mobilizations and the impossibility of making personal decisions about future changes, the Toledo Pact has recommended maintaining conditions in general, except for lukewarm requests for improvement in some cases of widowhood (although it opens the door to treat them as non-contributory), orphanhood and the lowest pensions (without reaching anywhere near € 1,084) and without guaranteeing increases to the CPI by law.
In practice, it has repealed, without expressly doing so, some aspects of the PP's 2013 pension reform (0.25% and sustainability factor). However, the PdT has maintained and hardened the damages for active workers, which began in the pension reform of 2011 with President Zapatero, supported by CCOO and UGT.
The increase in contribution years from 15 to 25, together with the delay in the retirement age of 67, already means, by themselves, a reduction in future retirement pensions of around 20-25%.
In case of extending the years of contributions to the entire working life, the fall in pensions could reach more than 35%, depending on the case. The introduction of private company plans represents a danger of privatization in the medium and long term for the Public Pension System, as it implies abandoning its public, solidarity, intergenerational and interterritorial nature, even if initially only partially, in exchange for a private, unsupportive, elitist and individual system, characteristics always defended by the privileged layers of society, by the recipients of high salaries, managers, banks, insurance companies and by their owners, the vulture funds, as well as their television econopreachers , whose objective is that public pensions remain as welfare after a while.
Source: Yay@flautas de Cartagena
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